I. General Information In compliance with the duty of information provided in Law 34/2002 on Services of the Information Society and Electronic Commerce (LSSI-CE) of July 11, the following general information data on this website are facilitated below : The ownership of this website, Carolmortgages.com, (hereinafter, website) the ostenta: Carolina Velazquez Guillo, with NIF: 43437098B, and whose contact data are: Address: GRVA. By Les Corts Catalanes 200, (08004) Barcelona Contact Telephone: +34691789496 Contact email: carolvelazquez1973@gmail.com II. General terms and conditions of use The object of conditions: the website The object of these general conditions of use (hereinafter, conditions) is to regulate access and use of the website. For the purposes of these conditions, the external appearance of screen interfaces will be understood as a website, both static and dynamically, dynamically, that is, the navigation tree; and all the elements integrated both in the screen interfaces and in the navigation tree (hereinafter, content) and all those services or resources online that in their case offer users (hereinafter, services). Carol Velázquez reserves the power to modify, at any time, and without prior notice, the presentation and configuration of the website and the contents and services that could be incorporated into it. The user recognizes and accepts that at any time Carol Velázquez can interrupt, deactivate and/or cancel any of these elements that are integrated into the website or access to them. Access to the website by the user is free and, as a rule, it is free without the user having to provide a consideration to enjoy it, except in relation to the cost of connection through the telecommunications network provided by the access provider that The user will have hired. The use of any of the contents or services of the website may be made by means of the user’s previous subscription or registration. The user The access, navigation and use of the website, as well as by the enabled spaces to interact between the users, and the user and Carol Velázquez, such as the comments and/or blogging spaces, confers the condition of the user, so They accept, since the navigation of the website begins, all the conditions established here, as well as its subsequent modifications, without prejudice to the application of the corresponding legal regulations of obligatory compliance as the case may be. Given the relevance of the above, the user is recommended to read them every time he visits the website. The Carol Velázquez website provides great diversity of information, services and data. The user assumes their responsibility to make a correct use of the website. This responsibility will be extended to: A use of information, content and/or services and data offered by Carol Velázquez without being contrary to the provisions of these conditions, law, morals or public order, or that in any other way they may imply injury to the injury of third party rights or the same operation of the website. The veracity and legality of the information provided by the user in the forms extended by Carol Velázquez for access to certain content or services offered by the website. In any case, the user will immediately notify Carol Velázquez about any fact that allows the improper use of the information recorded in said forms, such as, but not only, the robbery, loss, or unauthorized access to identifiers and identifiers and /or passwords, in order to proceed to its immediate cancellation. Carol Velázquez reserves the right to withdraw all those comments and contributions that violate the law, respect for the dignity of the Person, who are discriminatory, xenophobic, racist, pornographic, spamming, who threaten youth or childhood, order or public safety or that, in their opinion, will not be adequate for publication. In any case, Carol Velázquez will not be responsible for the opinions expressed by users through comments or other blogging or participation tools that may exist. The mere access to this website does not imply any commercial relationship between Carol Velázquez and the user. The user declares to be of legal age and dispose of sufficient legal capacity to link due to these conditions. Therefore, this Carol Velázquez website is not aimed at minors. Carol Velázquez declines any responsibility for breach of this requirement. The website is mainly aimed at users residing in Spain. Carol Velázquez does not ensure that the website complies with laws from other countries, either totally or partially. If the user lives or has his domiciled elsewhere and decides to access and/or navigate on the website will do so under his own responsibility, he must ensure that such access and navigation meets the local legislation that is applicable to him, not assuming Carol Velázquez any responsibility that may arise from said access. III. Access and navigation on the website: exclusion of guarantees and responsibility Carol Velázquez does not guarantee the continuity, availability and utility of the website, or the contents or services. Carol Velázquez will do everything possible for the proper functioning of the website, however, it is not responsible or guarantee that access to this website will not be uninterrupted or that is free of error. Nor is it responsible or guaranteed that the content or software that can be accessed through this website, is free of error or causes damage to the computer system (software and hardware) of the user. In no case will Carol Velázquez be responsible for the losses, damages or losses of any kind that arise from access, navigation and use of the website, including, but not limited, to those caused to computer systems or those caused by the introduction of virus. Carol Velázquez is not responsible for damages that could be caused to users for inappropriate use of this website. In particular, it is not responsible in any of the falls, interruptions, lack or defect of the telecommunications that could occur. IV. Link policy It is reported that the Carol Velázquez website puts or can make the media linked users available (such as, among others, links, banners, buttons), directories and search engines that allow users to access belonging websites and /or managed by third parties. The installation of these links, directories and search engines on the website has Object to facilitate users to search for and access to the information available on the Internet, without being considered a suggestion, recommendation or invitation for their visit. Carol Velázquez does not offer or market, through third parties, the products and/or services available in these linked sites. Likewise, it will also not guarantee the technical availability, accuracy, truthfulness, validity or legality of sites outside their property that can be accessed by means of the links. Carol Velázquez will in no case review or control the content of other websites, nor does he approve, examine or make the products and services, contents, files and any other existing material in the aforementioned linked sites. Carol Velázquez does not assume any responsibility for the damages that could be caused by the access, use, quality or legality of the contents, communications, opinions, products and services of the Websites not managed by Carol Velázquez and that are linked on this website. The user or third to make a hyperlink from a different, different website to the Carol Velázquez website should know that: Reproduction is not allowed – totally or partially – of any of the contents and/or services of the website without express authorization of Carol Velázquez. No false, inaccurate or incorrect manifestation on the Carol Velázquez website, nor on its contents and/or services. With the exception of the hyperlink, the website on which said hyperlink is established will not contain any element, of this website, protected as intellectual property by the Spanish legal system, except for the express authorization of Carol Velázquez. The establishment of the hyperlink will not imply the existence of relations between Carol Velázquez and the head of the website from which it is carried out, nor the knowledge and acceptance of Carol Velázquez of the contents, services and/or activities offered on said website, and vice versa. V. Intellectual and industrial property Carol Velázquez for itself or as a assignee part, is the holder of all intellectual and industrial property rights of the website, as well as the elements contained in it (by way of enunciative and non -exhaustive, images, sound, audio, video, software, software o Texts, brands or logos, color combinations, structure and design, selection of used materials, computer programs necessary for its operation, access and use, etc.). They will be, therefore, protected works as an intellectual property by the Spanish legal system, being applicable both Spanish and community regulations in this field, as well as international treaties related to the subject and signed by Spain. All rights reserved. By virtue of the provisions of the Intellectual Property Law, the Reproduction, distribution and public communication, including its method of making available, of the totality or part of the contents of this website, for commercial purposes, in any support and by any technical means, without the authorization of Carol Velázquez. The user undertakes to respect the intellectual and industrial property rights of Carol Velázquez. You can visualize the elements of the website or even print, copy and store them on the hard disk of your computer or in any other physical support as long as it is, exclusively, for personal use. The user, however, will not be able to suppress, alter, or manipulate any protection device or security system that was installed on the website. In the event that the user or third considers that any of the contents of the website involve a violation of the rights of protection of intellectual property, must immediately communicate it to Carol Velázquez through the contact data of the general information section of this legal notice and general conditions of use. VI. Legal actions, applicable legislation and jurisdiction Carol Velázquez reserves the power to present the civil or criminal actions that it considers necessary for the improper use of the website and content, or by breach of these conditions. The relationship between the user and Carol Velázquez will be governed by current and application regulations in the Spanish territory. If any controversy arises in relation to the interpretation and/or to the application of these conditions, the parties will submit their conflicts to the ordinary jurisdiction by submitting to the judges and courts that correspond to law.