Mortgage advisory in Barcelona
- Personal Manager
- Mortgage Advisor
Experience and professionalism at your service
About me
- About me
Expert in mortgage counseling
Personalized and transparent service
Support at every stage of the process
Experience in the financial and real estate market
I am Carolina Velázquez, a mortgage advisor specialized in helping foreign clients (residents or not) to find the best financing to purchase their home in Spain.
With years of experience in the financial and real estate market, my goal is to offer you a personalized, transparent and efficient service so that your purchase process is simple and without surprises.
- My services
Services
Finding the best financing
Negotiation of terms with banks
Advisory in English and Spanish
Time-saving and simplified procedures
I accompany you through every step of the mortgage process, from the search for the best financing offer to the signing of the loan.
As an intermediary between banks and clients, I negotiate the best conditions for you, making sure you understand every detail and make informed decisions with complete confidence.
I know the Spanish mortgage market in depth and guide you with clear and objective information.
I analyze your specific situation and look for the best options adapted to your needs.
So you can communicate with total comfort.
I have access to preferential agreements with financial institutions to offer you mortgages with better rates and terms.
I take care of the whole process, avoiding unnecessary steps and speeding up the approval of your mortgage.
- Personal Manager
- Mortgage Advisor
- Contact
If you are thinking of buying a property in Spain and need mortgage advice, I will be happy to help you.
- carol.velazquez@yahipotecas.com
- +34 6 9178 9496
- carolmortgages.com
Both residents and non-residents can access a mortgage in Spain. The conditions vary according to your financial situation and the type of property you wish to purchase.
It depends on whether you are a resident or non-resident. Generally, residents can get up to 80% of the value of the property and non-residents up to 60-70%.
Yes, non-residents can apply for a mortgage, although the conditions and requirements may be different.
The process includes the evaluation of your financial profile, selection of the best bank offer, submission of documents, loan approval and signing in front of a notary.
The time varies depending on the bank and the required documentation, but it usually takes between 4 and 8 weeks.
In addition to the price of the property, you must consider notary fees, taxes, bank commissions and management fees, which can represent between 10% and 15% of the purchase value.
